Ohio car collision attorney, Scott Kuboff, discusses R.C. 3937.22 and whether insurance companies can raise your rates simply because you were involved in one collision during the policy period that was NOT your fault.

Under Ohio law – specifically R.C. 3937.22 – insurance companies cannot raise your rates simply because you were involved in ONE collision during the policy period provided:

You were not at fault for the collision AND
You were not convicted of any violation of law as a result of the collision

If it was your 2nd or 3rd collision during the policy period, were at fault, or otherwise convicted of some traffic offense, your rates can increase.

If you have sustained an injury in a motor vehicle collision, please contact Scott for a no cost, no obligation consultation and case evaluation.