Today we’re talking about private health insurance liens which is a form of subrogation. If you do not know what subrogation is, be sure to watch my previous video.

If your private health insurance carrier paid benefits on your behalf for medical treatment arising from an injury, your health insurance has a subrogated interest in your claim potentially up to the amount it paid on your behalf.

I say “potentially” because next video I’ll discuss Ohio’s Pro-Rata Subrogation statute and how that applies to private insurance claims.

In most cases, we can negotiate with the health insurance carrier to reduce the amount that is required to be paid back – thereby putting more money in our client’s pockets.

If you have questions about personal injury claims please contact Scott for a no cost, no obligation consultation and case evaluation.