In Ohio, when a person is injured and someone other than the injured person or at-fault party pays for some or all of the medical expenses (e.g. your health insurance carrier), that other party has a subrogated interest in the claim. Literally speaking, “subrogation” means one party stands in the shoes of another.

What this means for your case: if another party paid money on your behalf and you receive money from the at-fault party, you must repay the other party.

While there are certainly more than what is listed, the most common types of subrogation claims are:

Private health insurance
Medicare or Medicaid
Automobile medical payment policy (Med Pay)
Workers compensation benefits
Short term disability

In most cases, we can negotiate with the subrogated interest to reduce the amount that is required to be paid back – thereby putting more money in our client’s pockets.

If you have questions about personal injury claims please contact Scott for a no cost, no obligation consultation and case evaluation.